Payment Service Terms

1. Merchant

2. PayPal

You can also pay securely using your PayPal account. PayPal supports multiple currencies and is available worldwide.

When you select PayPal at checkout, you will be redirected to PayPal’s secure environment to complete the payment.

3. Mobile Payments (Finland Only)

We accept the following mobile payment methods via Paytrail:

• Pivo
• MobilePay
• Siirto
• Apple Pay (via Paytrail on Apple devices)

Each mobile payment method is subject to the terms and conditions of the respective provider.

4. Invoice and Instalments (Finland Only)

Through Paytrail, you can use the following invoice and instalment services:

• OP
• Walley
• Jousto
• AfterPay

You can read the terms of each financing company at checkout. By accepting the payment, you also accept the financing company’s terms.

5. Secure Payments

All payments are processed through encrypted SSL connections and comply with PCI DSS standards. Payment service providers ensure the security of your payment data.

6. International Orders

For deliveries outside the EU, local customs duties and taxes may apply and are payable by the customer at delivery.

7. Payment Service Providers

Shopify Payments is provided by Shopify International Ltd., an authorised payment service provider.
PayPal is provided by PayPal (Europe) S.à r.l. et Cie, S.C.A., a licensed credit institution in Luxembourg.
Paytrail Oyj (Business ID: 2122839-7) acts as a payment intermediary in Finland and is supervised by the Finnish Financial Supervisory Authority.

8. Paytrail (Finland Only)

Paytrail is a safe payment method. It holds a payment institution licence granted by the Finnish Financial Supervisory Authority. The service is maintained by Paytrail Oyj (Business ID 2122839-7) and is part of the Nets family.

The Paytrail payment intermediary service forwards your payment to the merchant. If Paytrail Oyj appears on your account statement or credit card bill, Paytrail has forwarded your payment.

The online store acts as the marketer of products and services and as the supplier to the customer. The store takes care of statutory and other obligations related to the transaction. For complaints or returns, please contact the store directly from which the product was ordered.

Bank Payments

You can use the payment buttons of all major Finnish banks, including Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-Bank, and Ålandsbanken. Paytrail Oyj appears as the payee on your account statement, and we forward your payment to the merchant. From the online store, you are redirected directly to your own bank to complete the payment securely.

Credit Card Payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard, and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode, and American Express SafeKey authentication services.

Paytrail Oyj appears as the payee on the card bill and forwards the customer’s card payment directly to the merchant. Card payments are made securely on a protected payment form, and card details are not stored in the online store’s systems.

Mobile Payment Methods

Mobile payment methods such as Pivo, MobilePay, and Siirto operate through apps and allow you to pay for online purchases either by bank transfer from your account or by card payment approved in the respective app.

Pivo also supports Siirto payments, allowing approval in any app that supports Siirto. Apple Pay is available on Apple devices and allows purchases to be paid with the card linked to the device.

• Pivo: Terms are available on Pivo’s website. Pivo terms of use
• MobilePay: Terms are available on MobilePay’s website. MobilePay terms
• Siirto: Terms applicable to Siirto payments: OP general euro payment terms (.pdf) and Nordea Siirto service terms (.pdf)
• Apple Pay: Terms are available on Apple’s website. Apple Pay terms

Invoice and Instalment Services

Invoice and instalment services via Paytrail are provided by OP, Walley, Jousto, and AfterPay. Walley also offers invoice and instalment options for business customers.

Please review the financing company-specific terms shown at checkout. By accepting the payment, you also accept the financing company’s terms.

• Walley: General invoice and instalment terms for companies (.pdf), General invoice, account credit and instalment terms (.pdf), Standard European consumer credit information (.pdf) — more: walley.fi
• Jousto: Jousto product sheet (.pdf) — more: jousto.com
• OP Invoice: OP Invoice consumer terms (.pdf) and OP Invoice merchant product sheet (.pdf) — more: op.fi
• AfterPay: More: afterpay.fi