Payment Service Terms

You can shop in our online store safely and flexibly with various payment methods worldwide. All payments are processed through licensed and trusted payment service providers.

The merchant responsible for the sale and delivery of products is:
Invecom Oy/paintbynumbers.fi, Business ID: 2886184-9
Asemakatu 4, 55700, Imatra
Finland

The online store acts as the marketer of products and services and as the supplier to the customer. The store takes care of statutory and other obligations related to the transaction. For complaints or returns, please contact the store directly.

💸 PayPal

You can also pay securely using your PayPal account. PayPal supports multiple currencies and is available worldwide.

When you select PayPal at checkout, you will be redirected to PayPal’s secure environment to complete the payment.

📱 Mobile Payments (Finland only)

We accept the following mobile payment options via Paytrail:

• Pivo
• MobilePay
• Siirto
• Apple Pay (via Paytrail on Apple devices)

Each mobile payment method is subject to the terms and conditions of the respective provider.

🧾 Invoice and Installments (Finland only)

Through Paytrail, you can use the following invoice and installment services:

• OP
• Walley
• Jousto
• AfterPay

You can read the terms and conditions of each financing company at checkout. By accepting the payment, you also accept the financing company’s terms.

🔐 Secure Payments

All payments are processed via encrypted SSL connections and comply with PCI DSS standards. Payment service providers ensure the security of your data.

🌍 International Orders

For deliveries outside the EU, local customs duties and taxes may apply and are the responsibility of the customer at delivery.

📝 Payment Service Providers

Shopify Payments is provided by Shopify International Ltd., an authorized payment service provider.
PayPal is provided by PayPal (Europe) S.à r.l. et Cie, S.C.A., a licensed credit institution in Luxembourg.
Paytrail Oyj (Business ID: 2122839-7) acts as a payment intermediary in Finland and is supervised by the Finnish Financial Supervisory Authority.

Paytrail (Finland only)

Paytrail is a safe payment method for you. We have a payment institution license granted by the Financial Supervisory Authority. The service is maintained by Paytrail Oyj (Business ID 2122839-7) and is part of the Nets family.

The Paytrail payment intermediary service forwards your payment to the merchant. If Paytrail Oyj appears on your account statement or credit card bill, we have forwarded your payment.

The online store acts as the marketer of products and services and as the supplier to the customer. The store takes care of statutory and other obligations related to the transaction. For complaints or returns, please contact the store directly from which the product was ordered.

Bank Payments

You have access to the payment buttons of all Finnish banks. You can pay using the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-Bank, and Ålandsbanken. Paytrail Oyj appears as the payee on your account statement, and we forward your payment to the merchant. From the online store, you are directed straight to your own bank to make the payment securely.

Credit Card Payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard, and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode, and American Express SafeKey authentication services.

Paytrail Oyj appears as the payee on the card bill and forwards the customer’s card payment directly to the merchant. Card payments are made securely on a protected payment form, and card details are not stored in the online store’s systems.

Mobile Payment Methods

Mobile payment methods Pivo, MobilePay, and Siirto are services operating in an app, allowing you to pay for online purchases via bank transfer from your account or card payment by approving the payment in the respective app.

Pivo also supports Siirto payments, enabling the payment to be approved in any app supporting Siirto. Apple Pay is a service operating on Apple devices, allowing purchases to be paid from the payment card linked to the device.